10 Garfield St 10 Cortland, NY 13045

Located minutes from SUNY Cortland, this two-unit property features a spacious front unit with three bedrooms and one bath and a bright back unit with two bedrooms and one bath, each offering oversized living and dining rooms, eat-in kitchens, in-unit laundry hookups, and covered porches. Recent upgrades—a newer roof, one new furnace, updated electrical panels, vinyl replacement windows, and easy-care vinyl siding—pair with separate gas and electric services so residents manage their own utilities. Off-street parking includes a deep driveway and a two-car garage, while the manageable backyard provides just the right amount of green space. Market rents support about $1,200 per month for the larger unit and $1,000 per month for the smaller, giving 10 Garfield Street appealing income potential for its next owner or an owner-occupant seeking help with the mortgage.