PROTECT YOUR MONEY WHEN BUYING A HOME
Every day, hackers try to steal your money by emailing fake wire instructions. Criminals will use a similar-looking (but fake) email address and steal a logo and other info to make it look like the email came from your real estate agent or title company.
You can protect yourself & your money by following these steps:
Call, don’t click: Verify all wiring instructions before transferring your funds. Call the title company using an independently obtained and known phone number. Don’t use phone numbers or links from an email. Be aware: It’s extremely rare that wiring instructions will change at the last minute, or that this information will be provided by email.
PROTECT YOUR MONEY
Confirm everything: Ask your bank to confirm the name on the receiving account before sending a wire. Verify Immediately: Within four to eight hours, call the title company or real estate agent to confirm they received your money.
WHAT TO DO IF YOU’VE BEEN TARGETED – Immediately:
Call your bank and ask them to issue a recall notice for your wire.
File a complaint with the FBI at www.lC3.gov.
Report the crime to your local FBI office.
Making a report within the first 24 hours provides the best chance of recovering your money.
For more information about mortgage closing scams, please visit: NAR.REALTOR/WIRE-FRAUD
This is for informational purposes only and should not be considered legal advice.
Source: NATIONAL ASSOCIATION OF REALTORS®
If you are unsure of an email that relates to a transaction with a Warren Real Estate agent, please contact us to verify. Warren Real Estate will not ask you for password information. Your home is big investment. Protect your money when buying a home.
We have a Waverly, NY Warren Location – In Case You Missed the Update!
For Immediate Release: Warren Real Estate Opens Waverly, NY/Sayre, PA Branch
Waverly, NY – October 13th, 2020 – Warren Real Estate, one of the largest locally owned real estate companies in Central and Southern New York has opened a Waverly, NY location at the former United Country location at 468 Pennsylvania Ave, Waverly, NY 14892.
Warren Real Estate’s eighth location in the Southern Tier of New York will enhance the company’s mission of providing high quality, professional real estate services to Tioga, Bradford, Schuyler, Chemung, Steuben, Broome and Tompkins Counties. “We believe greatly in the area and are excited to be able to offer a branch office in Tioga County and be located so close to Sayre and our service area in Pennsylvania” said Bryan Warren, President. “Our family of agents have been growing to provide premier services in the area. We are known for offering state of the art locations, resources and services for our agents and clients. This new location gives Warren Real Estate the opportunity to improve our ability to service current and future customers and clients. We couldn’t be more excited to grow with the area.
We are thrilled to welcome very experienced and highly regarded Associate Broker Tom Mullen and his associate Dana Harbst-Burkhart to our family of agents. They bring a combined 62 years of experience, local expertise and unmatched commitment to their clients.”
Warren Real Estate is represented by over 150 sales associates and associate brokers leading the industry in professional designations, experience and production while providing real estate services in residential, commercial, farm & land, referral and relocation.
“We are looking forward to providing additional support for real estate needs to the Waverly and Sayre communities. Tom and Dana bring their experience and professionalism to our family of agents, and that is a great asset for Warren Real Estate.”
Both Tom & Diane extend their personal invitation to all their long-time clients & friends to continue to contact them for all their real estate needs.
Inventory Is at an All Time Low
2021 is starting off with a BANG! in real estate. Article-after-article and trend-after-trend we are seeing that 2021 is going to be a great year in real estate, but with that comes some challenges…
“…mortgage rates that are hovering at historic lows and forecasted by experts to remain favorable throughout the year. One challenge to the housing industry, however, is the lack of homes available for sale today. Last week, the National Association of Realtors (NAR) released their Existing Home Sales Report, which shows that the inventory of homes for sale is currently at an all-time low.”
“Total housing inventory at the end of December totaled 1.07 million units, down 16.4% from November and down 23% from one year ago (1.39 million). Unsold inventory sits at an all-time low 1.9-month supply at the current sales pace, down from 2.3 months in November and down from the 3.0-month figure recorded in December 2019. NAR first began tracking the single-family home supply in 1982.”
FOR BUYERS: “Be patient during your home search. It may take time to find a home you love. Once you do, however, be ready to move forward quickly. Get pre-approved for a mortgage, be prepared to make a competitive offer from the start, and know that a shortage in inventory could mean you’ll enter a bidding war. Calculate just how far you’re willing to go to secure a home and lean on your real estate professional as an expert guide along the way.”
FOR SELLERS: “Realize that, in some ways, you’re in the driver’s seat. When there’s a shortage of an item at the same time there’s a strong demand for it, the seller is in a good position to negotiate the best possible terms.”
The 2021 housing market is going to remain strong – so if you are buying, selling, or both – remember that you can do so with confidence! Contact a Warren Agent for information about you market.
2020 was a year of challenges and adaptation.
Our clients and current articles have given us insight about the current market trends. Among the variety of trends we discovered many Kitchen Trends from the Year of COVID-19.
“With more time at home, more consumers began focusing on upgrading or updating their homes, with the kitchen being one of the most popular. A 2020 study by Remodeling Magazine found that kitchen remodels in the mid-Atlantic region netted anywhere from a 52.3% to 79.7% return on investment, costing anywhere from $24,049 to $137,700…”
The 2021 U.S. Houzz Kitchen Trends Study found that “across the nation, people spent, on average, around $35,000 for a major remodel or $8,000 for a minor remodel in 2020, which has remained steady year-to-year.”
Spending more time at home means more cooking at home and homeowners want more kitchen space!
“Countertops, backsplash, sinks and faucets were the most popular minor features to update… Bigger, and more expensive projects, like electronics, interior and exterior doors and windows were not as popular… For major features, homeowners preferred changing the kitchen layout, upgrading systems or modifying walls.”
These Kitchen Trends from the Year of COVID-19 suggest so much more than just cosmetic changes. People are changing their layout, appliances, and counter placement. People seem to have the time, means, and drive to be able to make these changes now. No one wants to deal with that stove with the broken burner or that dishwasher with the broken soap dispenser.
Homeowners are turning to the experts in this trend.
“Eighty-five percent reported hiring a professional to do at least some of the work. The National Association of Home Builders found in a recent survey that remodelers are feeling ‘confident’ about the remodeling market in 2021.”
If you are looking to renovate your current home or you are looking for a new space entirely, Warren professionals can help! Contact us today.
Mortgage Rates and Affordability – Why does it matter to you?
According to NAR’s research economist Nadia Evangelou, 30-year fixed mortgage rates increased to 2.79% from 2.65% last week. Buyers should not be discouraged since the inflation is subdued, so if you are thinking about buying now is a good time to begin your search with a Warren Real Estate agent.
Jobs are still a concern, however experts believe that both employment and inflation will pick up later this year. Why are experts so confident? Businesses are re-opening all over the country and the US is making large steps forward in dealing with the pandemic. These events will create market stimulation and will cause an increase in prices. This will increase mortgage rates slightly. NAR is forecasting the 30-year mortgage rate to average 2.9% and 3.0% in the first and second quarter of 2021, respectively.
NAR said that, “Housing demand will remain very strong… households earning $100K can afford to buy more than 60% of homes currently listed for sale nationwide. This translates to nearly 770,000 homes across the country as of November. Respectively, households earning $75K can afford to buy nearly half of the homes that are available for sale.”
In the Finger Lakes, the market is heating up. If you are interested in buying or selling, contact a Warren Real Estate agent today. The mortgage rates and affordability are really at the perfect point for buyers and sellers. This is truly the time to make your buying or selling dreams come true.
Updated COVID-19 Procedures
We have updated our policy for drop-offs and entrance into the buildings. We ask that anyone dropping off packages or mail to please place these items in the drop-box (mailbox at the Waverly location). If you must enter the building, we ask that you please call for a health and safety screening before entrance. Please see the contact information below for Updated COVID-19 Procedures:
Front Street: 607-235-3333
Watkins Glen: 607-703-0111
Downtown Ithaca: 607-330-5288
Please wear a mask in the building at all times! We appreciate your patience and understanding through this time.
If you are in need of assistance during this time please visit our assistance FAQs page. We have been very fortunate during the pandemic and have been able to conduct business. If you would like more information on Real Estate activity during COVID-19 you can review this article.
In our efforts, we have been sanitizing work stations, shared equipment, and public areas to decrease exposure. Additionally, these new policies will allow us to keep record of those people entering the building in the event we need to contact-trace due to exposure. The information will not be shared with any other parties and will only be used for internal office use in the event of potential exposure.
Warren Relocation From Anywhere to Anywhere
Our Relocation Services are unmatched. We create a relocation packages that are personalized and contain the most up-to-date information about the area. Warren prides itself on having specially trained agents to deal with relocation. We want you to feel comfortable and know that you are in good hands, which is why we personalize each relocation package. No two situations are exactly the same!
Details that may be over looked by others, but not at Warren.
- The best local day cares.
- Schools in the community, both public and private, and tours of the schools to help your child adjust to moving.
- Businesses that fit lifestyles – nail salons, art studios, yoga, shopping, golf clubs, etc…
We provide city tours for Ithaca, Binghamton, Dryden, Corning, Cortland, Danby, Elmira, Watkins Glen, and so many more! We can provide rental assistance for the interim or long-term placements. A personal consultation will be provided to help you prioritize your relocation needs and your agent will have constant communication.
Need to sell your current home too? No worries – we can give you marketing assistance and get the ball rolling. With 68 years of experience, Warren Real Estate can help in selling you home. Let us take the stress load off of you, so you can focus on your relocation goals.
Our relocation specialists match each family with an agent that is trained to understand the stressful nature of a relocation. We can give you expert advice that will simplify the process. Warren Relocation – From Anywhere to Anywhere
Want more info?
Contact Kelly Zayac (Draper) Greene and she will help get the process started for you. We use our vast network to make connections with other areas and get you moving in the right direction. Leave it to our experts at Warren!
I know I am not the only one that tries and tries to be a good house plant parent. They are great to liven up the room, give a splash of color, and even provide some much need ambiance —- and then somehow it dies and then it looks like…well dead. First Step is Admittance – “Yes I kill house plants.”
I mean they’re plants, how hard can they be to take care of ?! Wrong – apparently there are lots of ways you can kill a plant… unintentionally according to this article: 5 Ways You’re Killing Your Houseplants—and How To Stop | realtor.com®
I have struggled with plant parenting all my life and now I have the tools to turn it around. I hope you will use these to your advantage. Again – the First Step is Admittance – “Yes I kill house plants.”
- Underwatering – One the most common reasons a house plant can meet its untimely end – the article states “The most probable cause of droopy leaves is lack of moisture in the soil base,” says Horticulturalist Andrew Gaumond, of Petal Republic. “A moisture meter or probe—maybe even your fingers—are your best friends here to determine the moisture content around the base of the planter. If it’s bone-dry, it’s clear your plant is in need of a good drink.” Another sign of underwatering is yellowing leaves. “Yellowing leaves that feel a little crisp to the touch and are also potentially curling is another telltale sign your plant is underwatered,” Gaumond says.”
- Overwatering – This may be my issue with my own plants. They just seemed like they had to be thirsty! “The most serious sign of an unhappy houseplant would be blackening or wilting leaves, which are often caused by chronic overwatering,” says Zachary Smith, arborist and president of Smith’s Pest Management. “This is a common problem with houseplants, where the plant has too much water and the leaves are wilting or drooping because the roots are suffocating in standing water,” Smith explains.If you’re facing droopy, blackened leaves right now, check the soil to see how wet it is. Be sure the plant has proper drainage (that is, a way to get rid of excess water) and let it dry out completely—for at least a week—before giving it any more water.”
- Inadequate Light – ““Brown or yellow leaves may be a sign of insufficient light or nutrient deficiency,” says Smith.” Do some research on your type of plant. Very important if you are going to try to find out how much or little light it needs. (Oh yeah – sometimes they prefer the dark… so difficult)
- Too Much Light – Like I said above – difficult little buggers. “A plant receiving too much light might draw its leaves down around the pot as it tries to get away from the light,” says Lisa Eldred Steinkopf of The Houseplant Guru. “It also may be discolored and appear bleached out. Plants can actually be sunburned, just like us, and it shows up as dead patches of brown tissue on the leaves.””
- Environmental Factors – Yep, a whole new level to consider. “Beyond watering and light issues, there are a few other things that can cause houseplants to die. Namely, environmental factors such as temperature and humidity levels. If a room is too cold, or a plant is drying out at rapid speed next to a heater, these could be reasons your plant isn’t doing so hot. Avoid cold drafts, hot air blowing on them from the furnace, letting them dry out completely, keeping them overly wet, too low or too high light, and low humidity,” suggests Steinkopf.”
Keep these tips in mind and your plants will be back to their wonderfully happy, decorative, green selves again!
Organization for the Common Pack Rat – Tips and Tricks to Declutter Your Kitchen
We all feel it-the coming holiday. This is the time of year when the gifts, wrapping paper, and decorations are spread all over the house and everything seems cluttered. The kitchen is never an exception to this clutter during the holiday season. From baking pies to family dinners, the kitchen can get crowded very quickly and we have too much around us.
Fear not friends, there are tips to help in organization for the common pack rat. We found this really cool article that outlined some organizational hacks to make your Kitchen Pantry “Instagram-Worthy”. (How to Organize an Instagram-Worthy Kitchen Pantry | realtor.com®) I know – I’m sure you’re thinking, “but that is only one section of my kitchen.” Believe me I know, but there is something wonderfully fulfilling and therapeutic about organizing bits and pieces. Take it one section at a time.
- The article lays it out like this:
- Clean it out – Start with a fresh canvas and take a minute to appreciate the clean space.
- Shelve it – Pantry shelves are a must and they recommend purchasing the ones that are adjustable. With adjustable shelving the space can adapt with you as your needs change for the use of that space.
- Categorize it – Create zones for your pantry. Easy to go in and grab it if you know exactly where it is going to be! No more going in for baking supplies and coming out with a can of soup. Label your sections and stick to it!
- Ditch the packaging – This is such a space saver! With two little people at home we stock up on snacks all the time! Those boxes and bags can be…overwhelmingly annoying if you lack the room for them. Try some airtight containers and throw away those boxes!
- Spin it, stack it – Storage is scarce in tight spaces and utilizing tools to make it more accessible can never hurt! Turntables, lazy susans and rising shelving units can be very helpful tools.
- Bin tags & labels – Labels can be a huge time saver. It is nice to go into a cabinet to grab flour and actually have the flour, instead of accidentally grabbing the sugar.
- Don’t overstuff – You DO NOT have to fill the ENTIRE pantry. Keep your pantry filled, but not to the point of not being able to move items around.
Remember go slow with organizing. The process can be super fulfilling. If rushed it can be very stressful and daunting. You can do this, friends!
Sometimes organizing is not enough to make more space for you and your family. Buyers and Sellers often go through moments of needing help in realizing what kind of space they have or need. Call a Warren agent today if you are interested in exploring your options.